Your eToro Money EUR account works alongside your eToro USD account. Choose EUR or USD – whichever fits your investment strategy! Holding funds in both currencies gives you full flexibility. Buy EUR -based assets without any currency conversion, or when buying USD-based assets, convert only the funds needed for purchase.
What’s New
July 2023: Winner of ‘Best New Payments Brand’ at PayTech awards
June 2023: EU customer upgrades enabled
March 2023: Google Pay in UK launched
Feb 2023: New eToro Money app design launched
Jan 2023: eToro Money balance counts towards Club tier
2022: Direct Debits in UK launched
Deposit and hold in EUR
Deposit in the same currency as your bank account and avoid unnecessary conversion fees. Hold funds in EUR as well as USD, in order to manage currency exposure based on your investment strategy.
Fund trades of EUR-based assets with no FX fees
Avoid unnecessary conversion fees when trading EUR-based assets by using your EUR funds, or when buying non-EUR-based assets, convert only the amount you need.
Manage your money
& crypto in one place
As well as managing your fiat currency, you can also securely store, send and receive the world’s most popular crypto in the eToro Money app.
Easily send and receive money
You can also use your eToro Money EUR account to send and receive money to and from friends and family.
Fast and easy
No subscription or hidden costs
Already have eToro Money?
Download the app now:
Legal bits:
EUR account (eToro Money Malta Ltd.) services are only available to EU residents via SEPA bank transfers only. eToro Money services are designed for the purpose of making payment transactions. Funds in your EUR account are safeguarded per regulatory standards but are not covered by the Depositor Protection Scheme (DCS in Malta) – please refer to the safe and secure page for further information.
Currently only crypto-to-crypto conversion is available. FX conversion fees for withdrawals from the eToro investment platform to the EUR account can be found here. Withdrawals made from the eToro investment platform to the EUR account are faster in comparison to other withdrawal methods available on the investment platform. Club members will continue to enjoy Club offers alongside the eToro Money benefits.
eToro Money Terms & Conditions
Terms & Conditions | Acceptable Use Policy | Fees and Limits | Privacy Policy | Complaints Policy
Developers
View our Open Banking guide and Open Banking API documentation. Only registered Third-Party Providers (TPP) can access production data.
Indemnity claims (contact details for bank partners only)
Banking indemnity claims (Toll free): +44 20331 84618 | Indemnity claims: indemnity_claims_eu@etoro.com
Customer service queries
Visit our Help Centre here.
FAQ
- Am I eligible for an eToro Money Account?
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To be eligible for eToro Money, you must hold a verified eToro investment account.
1. See the list of countries where eToro Money is available here.
2. Customers must have been verified by our compliance and fraud teams, and must have made at least one deposit of funds into their eToro investment account.
3. The eToro card is currently only available in the UK. Silver, Gold, and Platinum Club members in the UK are eligible for the Green Plan (which includes the Green eToro Card), and Platinum+ and Diamond Club members are eligible for the Black Plan (which includes a Black metal eToro card with enhanced benefits). Find out more in the Fees section here.
Note: Only one eToro Money account is permitted per eToro user.
- What does ‘instant withdrawal’ to eToro Money mean?
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“Instant withdrawal” means that you can transfer your available funds from the eToro investment platform instantly to your eToro Money account.
We offer instant withdrawals to most of our eToro Money customers. However, for various reasons including security requirements and procedures, some withdrawals may be only processed on the next business day.
- How are the funds in my eToro Money account protected?
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Your funds are held in a designated safeguarding account at an authorised credit institution in the UK and the EU respectively. Unlike banks, these safeguarded funds cannot be used by eToro Money for anything other than for facilitating your payment transactions. While the funds held in your eToro Money account are not protected by the banking depository compensation scheme (e.g FSCS in the UK and the depository compensation scheme in Malta), your funds are protected at all times and in the unlikely event of insolvency, your losses are restricted to the cost of repatriation of funds only.
- How will eToro keep my data protected?
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eToro Money keeps your data safe in accordance with the General Data Protection Regulations, and its implementation in localised laws. You can find out more within our Privacy Policy.
- What are my rights when making payments in the EU
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See here for your rights when making payment in the EU.