INVEST IN YOUR FUTUREWITH A STOCKS & SHARES ISA
Open an ISA matched to your financial goals, and your tax-free investment could level-up your eToro Club status




Why invest in an ISA with eToro
Whether you choose the convenience of a managed portfolio or the flexibility of DIY, the eToro ISA powered by Moneyfarm is designed to give you more

Everything you invest contributes to your eToro Club status, so you can enjoy exclusive offers while saving for your future

Opt for a fully managed or a DIY ISA that you personalise yourself — or both — to suit your needs

With the Capital Gains Tax exemption reduced to £3,000, an ISA makes the most of your £20,000 annual allowance

Work towards your goals with a dedicated Moneyfarm expert via chat, phone, email or video call

Transfer your existing ISA — the entire process is handled for you by Moneyfarm, free of charge

Withdraw and reinvest in the same tax year without it counting towards your overall ISA allowance
Your future, your way
Choose a Managed ISA if you prefer a portfolio fully created and managed for you by experts. Choose a DIY ISA if you prefer to handpick your own investments and self-manage your portfolio. Or decide on a mix of both. Either way, you’ll enjoy the expert guidance of a Moneyfarm consultant by your side throughout your investment journey.
A Managed ISA could be right for you if… | A DIY ISA could be right for you if… |
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An award-winning ISA
We’ve engaged with leading wealth management platform Moneyfarm, voted UK’s Best Investment ISA — Medium Portfolio at the annual YourMoney.com Investment Awards 2024. Moneyfarm portfolios are globally diversified and built from high-quality ETFs from top-tier providers.
Moneyfarm is authorised and regulated by the FCA as an Investment Advisor and Investment Management Company – Authorisation no. 629539


How does it work?
The eToro ISA, powered by Moneyfarm, brings you an award-winning ISA product. Open your portfolio, or transfer your existing ISA, before 5 April to make the most of your £20,000 annual tax-free allowance

Click here and an ISA pop-up screen will appear. Just click ‘Get Started’.

You will be taken to Moneyfarm’s website for registration and ISA setup.

Choose between a DIY or Managed ISA, and deposit funds or transfer an existing ISA
FAQ
- How do I transfer my ISA to eToro?
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The ISA transfer form is provided to you once you have created an ISA portfolio using the ISA transfer option. Alternatively, if you already have an eToro ISA, powered by Moneyfarm, you can access the form inside your Moneyfarm account. Simply go to ‘details’ on your ISA portfolio, and then ‘actions’ to find the form.
From here, the process is over to Moneyfarm. Once your form is completed and passed over, Moneyfarm organise the rest and get your new ISA set up in no time. Learn more here.
- What’s the difference between the Managed ISA and the DIY ISA?
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With a Managed ISA your portfolio is created and managed for you by a team experts. You will get a globally diversified portfolio matched to your goals and personal risk profile, backed by smart technology and human expertise. Moneyfarm’s Asset Allocation team monitors and regularly rebalances your ISA to maintain its optimal structure. Your ISA portfolio will stay aligned with your personal risk profile and investment goals. Learn more here.
With a DIY ISA you pick your own investments choosing from over 1,000+ stocks, ETFs, bonds and mutual funds. This gives you full control to choose and manage your own investments within your ISA wrapper. The DIY ISA allows you to personalise your portfolio, to align with your values and financial goals. You will also benefit from a consultant by your side throughout your investing journey. Learn more here.
- What types of assets can I invest in with the eToro ISA?
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Choose from over 1,000+ assets including UK stocks, Global ETFs, bonds, and mutual funds.
- What is a Stocks & Shares ISA?
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The Individual Savings Account, or ISA for short, helps savers and investors grow their money in a simple and tax-efficient way. The main benefit of an ISA is that you can grow your money tax-free. There are many different types of ISAs and they are not a “one-size-fits-all solution.” You should choose the best one depending on your needs and current situation. Stocks & Shares ISAs are a simple and tax-efficient way to grow your money over the long term. You can invest up to £20,000 in your Stocks & Shares ISA each financial year, and any growth in the value of your money and any income can build up protection within your tax-free wrapper.
You usually have to pay capital gains tax on any profit you make on your investments above your annual allowance. This is £12,000 for the 2021/22 tax year.
If you invest your money in an ISA, you won’t need to pay a thing in capital gains or dividend tax. Making the most of the tax benefits available to you is crucial for maximising your returns over the long term.
The tax benefits of an ISA are subject to change in the future.You can learn more about ISAs in this guide.
- What are the tax benefits of a Stocks & Shares ISA?
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ISAs have generous tax benefits that can help you maximise your investment returns.
When you invest in an ISA, you’re not charged Capital Gains Tax (CGT) on any profit you make when you sell your investments. Everyone has an annual CGT exemption allowance of £3,000 in the 2024/25 financial year. You’ll be charged CGT on any profit made above this annual allowance if you didn’t invest in an ISA.
Any losses made on your investments in your Stocks & Shares ISAs can’t be used to offset capital gains on your other investments.
ISAs also protect any income from your investments in your tax-free wrapper.
Outside of an ISA, you don’t pay tax on the first £500 of dividends you get in the tax year. Above this allowance, you pay tax of between 8.75-39.35%, depending on your income tax band. If you invest in an ISA, you don’t pay anything.
The tax treatment of a Stocks & Shares ISA depends on your individual circumstances and may be subject to change in the future.
- Can I withdraw from my Stocks & Shares ISA?
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You can withdraw money from your ISA whenever you need to, without it impacting your ISA allowance from that tax year. Moneyfarm does not charge you to withdraw from your ISA, as we know how important it is that you have flexible access to your investments. However, the longer you can keep your money invested, the more you can expect your money to grow to help you have a more financially secure future. Learn how to withdraw your money from a Stocks and Shares ISA.