Earn 3.9% annual interest on cash

An operational fee of $2 per month applies to each account enrolled in the program. However, for clients with a total portfolio value of $5,000 or more across eToro accounts, this fee will be waived. Portfolio value criteria is based on total asset value at month end.

For residents of NY, NV, HI, Puerto Rico and US Virgin Islands, you’ll need to have a verified and funded eToro account in order to qualify. Click here for location-specific details.

For all other states, you’ll need to be approved for an options account on eToro to qualify for this offer. This approval is based in part on the risk tolerance and investment goals you provide during registration, which can be viewed in the Experience and Objectives section of your eToro profile.

There is no minimum equity required to opt in to the eToro High Interest Cash Program. 

For residents of NY, NV, HI, Puerto Rico, and US Virgin Islands, you’ll need to have cash in your eToro account in order to enroll in the program.

For all other states, you need to have cash in your options account in order to enroll. 

There is no minimum equity required to opt in, and you can unenroll from the program at any time  by reaching out to Customer Service. 

Your cash in this program is held at one or more FDIC-insured banks, which means it is eligible for FDIC insurance in the case of a bank failure. FDIC insurance typically amounts to $250,000 per customer per bank, but this program utilizes multiple banks to obtain additional insurance for your cash (not expected to exceed $5 million). Learn more at www.fdic.gov or in the Terms and Conditions.

Rate changes can occur based on market movements. Any rate changes will be updated in our terms and conditions.

You can check your account statements to see the interest earned each month. Please note, there may be a delay of one month between enrollment and first payment.

Every month, your options trading account will accrue interest, which will be automatically deposited. Once it’s in your account, you can use it to trade options, or send funds back to your stocks & crypto account.

For residents of NY, NV, HI, Puerto Rico, and US Virgin Islands specifically, your eToro account will accrue interest. 

No, interest on cash is not currently available for eToro stocks & crypto account balances. However, once you are approved for an options account, you can easily transfer your existing account balance to your options account to start earning interest. You can learn more about the interest program on our Help Center.