Discover the cryptocurrency market by investing in Bitcoin
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Discover the cryptocurrency market by investing in Bitcoin

With eToro you can learn to take positive first steps on the financial markets and to invest in cryptocurrencies.

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When it comes to crypto trading, everyone wants to buy Bitcoin. Some of you might be asking the question: what is Bitcoin? You can learn more about this cryptocurrency in our trading academy. Bitcoin itself is a decentralised blockchain on which tokens are sent and received. These tokens facilitate the transfer of data which, in this case, is something of value.

Great, so can you show me how to invest in Bitcoin? Of course, we can. You can buy Bitcoin via our trading platform and by using your eToro wallet. As well as being safe and secure, it’s also an easy process. So, here’s how to buy Bitcoin with PayPal.


The Benefits of Buying Bitcoin with PayPal

Everyone wants to know how to buy cryptocurrency with PayPal. However, before you do so, you need to ask, “is Bitcoin worth investing in?” There are dozens of assets to trade at eToro – from stocks to forex, you have a wealth of options to choose from. You can also join 20 million+ traders who use our CopyTrader feature to help make portfolio and trading decisions.

As Bitcoin isn’t the only cryptocurrency option, you need to make sure it’s the right choice for you. With this in mind, here are some reasons why you may want to buy Crypto using PayPal:

Established and Proven: The whitepaper for Bitcoin was written in 2008, and its blockchain has been running since 2009. This means the cryptocurrency’s technology is well-established – unlike some newer cryptos. Therefore, if you’re going to trade crypto, it makes sense to use one that is proven to have real-world utility.

Safe and Stable: The blockchain has been running almost without fault for more than a decade. That’s important when it comes to retaining value as an asset and, moreover, its volatility. Bitcoin is less volatile than newer cryptos, which is one of the reasons why main payment processors support it.

High Liquidity and Availability: The Bitcoin market also has high liquidity and is easily accessible. There won’t be a time when you can’t buy and or trade it, which isn’t true of all cryptos. Based on this, it’s worth learning how to purchase Bitcoin with PayPal.

How to buy bitcoin with paypal Body Image 1_ The Benefits of Buying Bitcoin with PayPal

How to Get Bitcoins with PayPal on eToro

The first thing to note when starting to invest in Bitcoin using PayPal is that buying the currency using this payment provider isn’t something you can do at every trading site.

In fact, eToro is one of the few platforms that seamlessly integrates a variety of payment processors, allowing you to buy Bitcoin with PayPal with ease. By using the payment system in tandem with our social trading features, you’ll be able to buy and sell Bitcoin with ease, regardless of your experience.

Here’s how to buy Bitcoin using PayPal

  1. Create an account at eToro and log in.
  2. Go to the cryptocurrency page and select Bitcoin or use the search bar.
  3. You’ll then have two options: Trade or Order.
    3.1.  Trade: buy a specified amount of Bitcoin at the current price.
    3.2.  Order: set a BTC price target and number of coins to purchase. Your order is executed once the price hits your target.
  4. Choose the amount you’d like to buy and hit “Deposit”. Note: you’ll need to have a complete and approved profile to execute the order. This means providing proof of your identity and address.
  5. Finally, select PayPal as your deposit method. Note: the ability to buy Bitcoin using PayPal isn’t available in every country.

Fees

Can I purchase Bitcoin with PayPal for free? Yes, we don’t charge any deposit fees. However, withdrawals have a $5 fee attached to them and the minimum cashout is $30. Currency conversion fees start at 50 pips.

Execution of Trades

Unless you’re under the jurisdiction of the Australian Securities and Investments Commission, you’re buying the underlying asset when you trade BTC. Trades are executed as soon as the price target is met. Once you place an order to buy BTC at a certain price, it’s completed within a few seconds of the asset hitting that target.

Storing Your Funds

You can choose to buy BTC and leave your coins on the exchange. However, if you have a large holding, this isn’t always the best idea. The safest way to store Bitcoins is in a wallet. Here at eToro, you can use the free eToro wallet. You can transfer 120+ cryptocurrencies and store them safely, ready to withdraw at a later date.

How to buy bitcoin with paypal Body Image 2_ Storing Your Funds

Storing Options for Your Bitcoin

It is possible to keep BTC on an exchange. However, if the exchange goes down, your coins will be inaccessible, so it’s best to store your coins in a wallet. Therefore, you need to know how to send money from PayPal to a Bitcoin wallet.

Before we go into detail on the eToro wallet, it’s beneficial to understand how to use a crypto wallet as a trading tool. A crypto wallet is a virtual storage place that allows you to store coins away from a blockchain.

Crypto wallets can be hot (they’re always connected to the internet) or they can be cold (they’re not connected to the internet i.e. like USB sticks). Most traders like to spread their assets across the two – the eToro wallet, for example, is a hot wallet.

How to Use the eToro Wallet

  1. Go to your account page and select your Bitcoin assets.
  2. Input the amount of BTC you want to send to your eToro wallet. The minimum transaction is 0.008 BTC and there is a 0.0005 BTC fee. (The minimum withdrawal and fees will differ for other cryptos).
  3. Tap the send button and enter your eToro wallet address/scan the QR code.
  4. The request will be sent and take up to five days to complete.

For more information on how to use the eToro wallet, click here.

The eToro wallet is easy to use, but you might be wondering what makes it a better option than other third-party products. For starters, you can transfer Bitcoin to PayPal, directly from the funds in your eToro wallet.

You can also send funds directly from the eToro trading platform to the wallet. Because everything operates on the same system, the transfers are smooth and incredibly safe. This also makes it possible for you to convert Bitcoin to other cryptocurrencies via the eToro wallet.

Once set up, you can send Bitcoin or other cryptos from your eToro wallet to another wallet. This allows you to spread your risk by keeping coins in separate places.

How to buy bitcoin with paypal Body Image 3_ Withdrawing Bitcoin Funds to PayPal with eToro

Withdrawing Bitcoin Funds to PayPal with eToro

When learning how to transfer PayPal money to Bitcoin, and vice-versa, it’s important to note that you have to sell your Bitcoin and liquidate your position before you can send them to your wallet. To do this, go to your account page, choose ‘Bitcoin’, and hit the “Sell” option.

From there, you can follow the steps below to withdraw your money to PayPal:

  1. Enter an amount of $30 or more, and that doesn’t exceed your withdrawal balance (shown on your account page).
  2. Select a withdrawal option e.g., PayPal.
  3. Confirm the withdrawal amount and accept the $5 fee.
  4. Complete the withdrawal request and wait. It should take between 1-2 days for PayPal withdrawals to be processed.

Summary

Once you’ve received your funds, that’s it. By using the information in this guide, you’ll have successfully learned how to buy Bitcoin with PayPal, make a trade, and store funds using the eToro wallet. You should also know how to convert Bitcoin into PayPal funds via the cashout process.

There are no certainties in trading, even with Bitcoin. However, you can use these skills to open and close positions at the right time while trading Bitcoin using PayPal.

Learn more about Bitcoin on the eToro Academy.


This information is for educational purposes only and should not be taken as investment advice, personal recommendation, or an offer of, or solicitation to, buy or sell any financial instruments.

This material has been prepared without regard to any particular investment objectives or financial situation and has not been prepared in accordance with the legal and regulatory requirements to promote independent research. Not all of the financial instruments and services referred to are offered by eToro and any references to past performance of a financial instrument, index, or a packaged investment product are not, and should not be taken as, a reliable indicator of future results.

eToro makes no representation and assumes no liability as to the accuracy or completeness of the content of this guide. Make sure you understand the risks involved in trading before committing any capital. Never risk more than you are prepared to lose.